Buying a Home In Music City

Information about buying a home in Nashville TN with the realtors from the #1 RE/MAX team in TN The Ashton Real Estate Group

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Buying a Home

Buying a home in Nashville is the main focus of our site and as the #1 RE/MAX team in Tennessee we offer the ultimate in team service to help you buy a home

Found 89 blog entries about Buying a Home.

5 Steps to Refinance a HomeAlthough homeowners are not required to refinance the mortgages on their homes, many people choose to do so after a few years. Refinancing a mortgage can allow homeowners to eliminate private mortgage insurance, lower their interest rates, or make a plan to pay off the mortgage sooner than the original loan. Although the home purchase is already secure, people may discover that refinancing is a little like obtaining a mortgage. Here's the process homeowners will likely follow as they pursue refinancing, with some advice to make the experience a bit easier.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

1. Evaluate Current Credit Usage and Overall Debt

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Tiny Home Trends Are tiny houses the trend of the future? Are micro apartments even livable? What does the future hold in terms of size and price?

The American family home has increased substantially in size in the past 40 or so years, according to the U.S. Census Bureau.

In that same period of time, the number of persons per household has decreased, so no matter how you look at the statistics, the average space each person in this country occupies, has increased in the years since 1973.

In that year, the average single family home contained just 1,660 square feet. In 2015, the average was 2,687 square feet. In 1973, the average family size was 3.01 in that average home.

Now? The average is down to 2.54 in the average house. The median numbers show

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What to Watch for When Entering the Real Estate MarketHome buyers entering the real estate market should be aware of certain market conditions and trends before they consider making any offers. Understanding the real estate market can help home buyers make good decisions that will lead to a successful home purchase. If you're a new home buyer who is just now entering the market, here's what you need to know about the areas where you're trying to buy a home.

Buyer Competitiveness

A home seller's market is a market condition that occurs when inventory is low, prices are high and buyers must compete against one another to make a successful home purchase. Under these circumstances, sellers must make their offer quickly. Negotiating for a lower price is not usually an option in a seller's market.

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Are Fixed or Adjustable Rate Mortgages Better?Buying a home can be both fun and exhausting. And of all of the choices one needs to make when they are shopping for a home, locating a home mortgage loan that fits your needs can be the most confusing. Understanding the terms and the implications of each mortgage choice can help a borrower get the best deal throughout the life of their loan.

One of the biggest choices a home buyer will have to make is between a fixed rate and adjustable rate loan. While one or the other may look like a better deal at first glance, research may be necessary to determine which is the best in any specific situation. The right choice for the right mortgage can potentially save thousands of dollars over the life of the loan.

For informational purposes only.

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What to Know About Buying a HomePurchasing a home is a huge investment, and one that quite rightly deserves a lot of contemplation. Before you take a look at real estate listings in Nashville, you first have to consider your current status, not only financially, but also physically and emotionally. Nashville homes don’t come cheap and since you can’t pay for it in one go; you must also consider the future and plan out the next few years carefully. So before you call a real estate agent in Nashville, here are a few things you need to look at.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Have Your Finances in Order Before Buying

  • Current financial status – Most homes in
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Picking the Right Home for Your NeedsThe decision to buy a home is a big one. In fact, home ownership actually represents the single biggest investment likely to be made by most Americans today. The size of this monetary investment alone is more than enough reason why buyers should give some extra consideration to the process.

It makes sense for home buyers to look at their individual situations so they can also factor this information into the process to make sure that the home they purchase is really the very best choice for them, whether it be Lebanon real estate or Watertown homes.

Factors to Consider in a Home-Buying Wishlist

When buying a home, buyers should have a list of items they both want and need in their home. Needs should include things like square footage,

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Everything You Need to Know About Homeowners InsuranceOne of the issues home buyers need to consider when they're purchasing a home is insurance. Homeowners insurance helps protect homeowners from financial liability due to damage from natural disasters and certain types of property damage. Knowing what to look for in a homeowners insurance policy, how much you can expect to pay for this insurance and what you can do to save can help you get the best deal possible.

Is Homeowners Insurance Required?

People who pay cash for their homes don't need to get insurance, but people who borrow money for their home may be required by the lender to get insurance. Homeowners who borrowed money for their home and who don't have insurance may be forced to pay for coverage through their lender. Often these

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Assets Needed for Mortgage Approval When you apply for a mortgage, your lender will request a great deal of paperwork from you. This will include looking at your income, assets and existing debt - as well as your credit-worthiness.

As a part of the mortgage loan process, the mortgage lender, along with the underwriter of the loan, will request verification of the assets and income that you say that you have.

As a part of the verification process, certain terms and questions may arise. Here are a few:

What Mortgage Products Are There?

Here are a few resources to explain the different mortgage products available to homebuyers.

  • First Time Home Buyers
  • Conventional Loans
  • Fixed Rate Loans
  • Adjustable Rate Loans
  • FHA Loans
  • VA Loans

Are you looking to

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Creating a Powerful and Effective Home Purchase OfferIn a hot real estate market, home buyers and sellers are often faced with multi-offer situations. For home sellers, they are able to sit down with their real estate agent and sift through the various home purchase offers that have been made on their property. For home buyers, it's important to be able to work with your real estate agent to not only know how to operate and win in a sellers market, but also know how to draft an offer that is going to stand out among the rest. Here's are some tips on how to write a more competitive home purchase offer:

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Consider Writing a Personalized Offer Letter

While

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First Time Home BuyersBuying a new home for the first time is a major life milestone. It's also often an exciting one, as first-time homebuyers enjoy long afternoons visiting open houses, combing through listings, and planning the big move. But buying a new home can also be overwhelming. Home buyers also have to put together a down payment, find a real estate agent, juggle home inspections, closing costs, paperwork, and countless other expectations that go into the home-buying process. This is where a few first time home owner tips come in handy.

Rather than hoping to be swept off your feet by the perfect home, it might be better to look for the type of home in which you can build a lasting relationship by getting familiar with one another over time. The analogy

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