How to keep your “Buyers” Home Insurance Premium low:
- Buy New(er) or Renovated Homes. Age of home is a crucial factor in the pricing. New homes tend to get the best pricing. However, older homes can have low premiums too. If your client is looking for something vintage or a quality ranch, make sure the Roof, HVAC, Plumbing, and Electrical have been updated.
- Get quotes sooner than later…the longer you wait, the higher the premium (by 10% in some cases). Many companies offer an “early shopper” discount for Insured’s who are responsible enough to get quotes 10 -30 days in advance of their closing.***TIP: Refer to us after you have submitted the contact to the Title Co/Bank.
- Zip Code matters…some companies look at both what city you are